/* Commercial Benefit Services — site styles (Mockup C design system) */
:root{
  --navy:#0E2A47;--navy-deep:#0A1F35;--teal:#157E83;--teal-bright:#2BA7AC;
  --green:#2F7D4F;--gold:#E0A43B;--ink:#1b2a3a;--muted:#5a6b7b;
  --line:#e3eaf0;--bg:#f4f8fb;--white:#fff;--radius:16px;--shadow:0 14px 36px rgba(14,42,71,.12);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:'Sora','Inter',sans-serif;line-height:1.13;color:var(--navy);letter-spacing:-.02em}
a{color:inherit;text-decoration:none}
img{max-width:100%}
.wrap{max-width:1160px;margin:0 auto;padding:0 22px}
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:15px;padding:13px 23px;border-radius:11px;cursor:pointer;border:0;transition:.2s;white-space:nowrap}
.btn-primary{background:var(--teal);color:#fff}
.btn-primary:hover{background:var(--teal-bright);transform:translateY(-1px)}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.45)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy-deep)}
.btn-white{background:#fff;color:var(--navy)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:'Sora';font-weight:700;letter-spacing:.13em;text-transform:uppercase;font-size:12px;color:var(--teal)}
.eyebrow::before{content:"";width:24px;height:2px;background:var(--gold);display:inline-block}
.eyebrow.c{justify-content:center}
.eyebrow.on-dark{color:#2BA7AC}

/* header */
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px}
.logo img{height:46px;display:block}
.menu{display:flex;align-items:center;gap:26px}
.menu a{font-size:15px;font-weight:500;color:#33485c}
.menu a:hover,.menu a.active{color:var(--teal)}
.nav-right{display:flex;align-items:center;gap:18px}
.phone{font-weight:700;color:var(--navy);font-size:15px}
.hamburger{display:none;background:none;border:0;cursor:pointer;flex-direction:column;gap:5px}
.hamburger span{width:24px;height:2.5px;background:var(--navy);border-radius:2px}
.mobile{display:none;border-bottom:1px solid var(--line);background:#fff;padding:8px 0}
.mobile.open{display:block}
.mobile a{display:block;padding:11px 22px;font-weight:500;color:#33485c}

/* home hero */
.hero{position:relative;background:linear-gradient(155deg,#0E2A47 0%,#0A1F35 58%,#0c3a44 130%);color:#fff;overflow:hidden}
.hero::after{content:"";position:absolute;right:-160px;top:-120px;width:540px;height:540px;border-radius:50%;background:radial-gradient(circle,rgba(43,167,172,.34),transparent 65%)}
.hero::before{content:"";position:absolute;left:-120px;bottom:-160px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(224,164,59,.18),transparent 65%)}
.hero .wrap{position:relative;z-index:2;padding:80px 22px 88px;display:grid;grid-template-columns:1.1fr .9fr;gap:46px;align-items:center}
.hero h1{color:#fff;font-size:50px;font-weight:800;margin:16px 0 18px}
.hero h1 .g{background:linear-gradient(100deg,#2BA7AC,#7ed0a6);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p.lead{font-size:18px;color:#c8d6e4;max-width:540px}
.hero-cta{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap}
.trust-row{display:flex;gap:24px;margin-top:34px;flex-wrap:wrap}
.trust-row .ti b{font-family:'Sora';font-size:24px;font-weight:800;color:#fff;display:block}
.trust-row .ti span{font-size:13px;color:#aac0d4}

/* page hero (inner pages) */
.page-hero{position:relative;background:linear-gradient(155deg,#0E2A47 0%,#0A1F35 58%,#0c3a44 130%);color:#fff;overflow:hidden}
.page-hero::after{content:"";position:absolute;right:-160px;top:-120px;width:540px;height:540px;border-radius:50%;background:radial-gradient(circle,rgba(43,167,172,.3),transparent 65%)}
.page-hero .wrap{position:relative;z-index:2;padding:64px 22px 66px;max-width:840px;text-align:center}
.page-hero h1{color:#fff;font-size:42px;font-weight:800;margin:16px 0 14px}
.page-hero p{font-size:17.5px;color:#c8d6e4}

/* dashboard */
.dash{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:18px;padding:22px;backdrop-filter:blur(4px);box-shadow:0 26px 60px rgba(0,0,0,.32)}
.dash-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:15px}
.dash-top .t{font-family:'Sora';font-weight:700;font-size:15px;color:#fff}
.pill{font-size:11px;font-weight:700;color:#04261d;background:var(--teal-bright);padding:4px 10px;border-radius:999px}
.drow{display:grid;grid-template-columns:1.5fr 1fr .8fr;gap:10px;align-items:center;padding:11px 13px;border-radius:11px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);margin-bottom:8px;font-size:13.5px;color:#dceaf4}
.drow.head{background:transparent;border:0;color:#9fb6c9;font-size:11px;letter-spacing:.06em;text-transform:uppercase;padding:2px 13px;margin-bottom:3px}
.drow .plan{font-weight:600;color:#fff;display:flex;align-items:center;gap:8px}
.dot{width:8px;height:8px;border-radius:50%}
.drow .best{color:var(--teal-bright);font-weight:700}
.save{margin-top:13px;background:rgba(43,167,172,.12);border:1px solid rgba(43,167,172,.3);border-radius:11px;padding:12px 14px;font-size:13px;color:#bfe7e9;display:flex;align-items:center;gap:9px}

/* stat bar */
.stats{background:#fff;border-bottom:1px solid var(--line)}
.stats .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:32px 0}
.stat{text-align:center}
.stat .n{font-family:'Sora';font-size:28px;font-weight:800;color:var(--teal)}
.stat .l{font-size:13px;color:var(--muted);margin-top:4px}
.stat+.stat{border-left:1px solid var(--line)}

section.pad{padding:80px 0}
.bg-soft{background:var(--bg)}
.sec-head{max-width:680px;margin:0 auto 46px;text-align:center}
.sec-head h2{font-size:36px;font-weight:800;margin:13px 0 12px}
.sec-head p{color:var(--muted);font-size:17px}

/* bento */
.bento{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:minmax(150px,auto);gap:16px}
.cell{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;transition:.2s;position:relative;overflow:hidden}
.cell:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#cfe0ea}
.cell h3{font-size:19px;margin:12px 0 8px}
.cell p{color:var(--muted);font-size:14.5px}
.cell.big{grid-column:span 2;grid-row:span 2;background:linear-gradient(160deg,#0E2A47,#0c3a44);color:#fff}
.cell.big h3{color:#fff;font-size:25px}
.cell.big p{color:#bcd0e1}
.cell.wide{grid-column:span 2}
.chip{display:inline-flex;width:48px;height:48px;border-radius:12px;align-items:center;justify-content:center;background:linear-gradient(135deg,#157E83,#2BA7AC)}
.chip.green{background:linear-gradient(135deg,#2F7D4F,#48a06b)}
.chip.gold{background:linear-gradient(135deg,#E0A43B,#f0c067)}
.chip.glass{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25)}

/* tiles */
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.tiles .cell h3{font-size:18px}
.more{display:inline-block;margin-top:12px;color:var(--teal);font-weight:600;font-size:14px}

/* serve */
.serve{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.serve-card{border-radius:var(--radius);padding:28px 24px;color:#fff;min-height:186px;display:flex;flex-direction:column;justify-content:flex-end;position:relative;overflow:hidden}
.serve-card .tag{position:absolute;top:18px;left:24px;font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:rgba(255,255,255,.72)}
.serve-card h3{color:#fff;font-size:21px;margin-bottom:6px}
.serve-card p{font-size:13.5px;color:rgba(255,255,255,.85)}
.s1{background:linear-gradient(150deg,#157E83,#0E2A47)}
.s2{background:linear-gradient(150deg,#E0A43B,#2F7D4F)}
.s3{background:linear-gradient(150deg,#1d4e72,#0A1F35)}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step .num{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-family:'Sora';margin-bottom:13px}
.step h3{font-size:17px;margin-bottom:6px}
.step p{color:var(--muted);font-size:14px}
.steps.three{grid-template-columns:repeat(3,1fr)}

/* quote */
.quote{background:linear-gradient(155deg,#0E2A47,#0A1F35);color:#fff;border-radius:20px;padding:52px 46px;text-align:center;position:relative;overflow:hidden}
.stars{color:var(--gold);font-size:19px;letter-spacing:3px;margin-bottom:16px}
.quote p{font-family:'Sora';font-size:23px;line-height:1.45;max-width:780px;margin:0 auto 16px;font-weight:600}
.quote .who{color:var(--teal-bright);font-weight:600}

/* cta strip */
.ctastrip{background:linear-gradient(120deg,#157E83,#2F7D4F);color:#fff;border-radius:20px;padding:44px;display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap}
.ctastrip h2{color:#fff;font-size:28px}
.ctastrip p{color:rgba(255,255,255,.9);margin-top:6px}

/* split feature rows (services pages) */
.feature{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center;padding:34px 0}
.feature+.feature{border-top:1px solid var(--line)}
.feature h3{font-size:26px;margin:12px 0 12px}
.feature p{color:var(--muted);font-size:16px;margin-bottom:12px}
.feature ul{list-style:none;margin-top:6px}
.feature ul li{padding-left:28px;position:relative;margin-bottom:9px;color:var(--ink);font-size:15px}
.feature ul li::before{content:"";position:absolute;left:0;top:7px;width:16px;height:16px;border-radius:50%;background:var(--teal);opacity:.15}
.feature ul li::after{content:"✓";position:absolute;left:3px;top:0;color:var(--teal);font-weight:700;font-size:12px}
.feature .art{border-radius:var(--radius);overflow:hidden;min-height:280px;display:flex;align-items:center;justify-content:center;position:relative}
.feature .art img{width:100%;height:100%;object-fit:cover;display:block}
.art-a{background:linear-gradient(150deg,#157E83,#0E2A47)}
.art-b{background:linear-gradient(150deg,#E0A43B,#2F7D4F)}
.art-c{background:linear-gradient(150deg,#1d4e72,#0A1F35)}
.art-icon{width:110px;height:110px;border-radius:26px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);display:flex;align-items:center;justify-content:center}

/* team */
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.tcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:.2s}
.tcard:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.tcard .photo{aspect-ratio:1/1;background:linear-gradient(160deg,#e8f0f6,#d6e4ee);display:flex;align-items:center;justify-content:center;overflow:hidden}
.tcard .photo img{width:100%;height:100%;object-fit:cover;display:block}
.tcard .photo .initials{font-family:'Sora';font-size:52px;font-weight:800;color:var(--navy);opacity:.35}
.tcard .photo.ph-brand{background:linear-gradient(150deg,var(--navy),var(--teal))}
.tcard .photo.ph-brand .initials{width:112px;height:112px;border-radius:50%;border:2px solid rgba(255,255,255,.55);display:flex;align-items:center;justify-content:center;font-size:42px;color:#fff;opacity:1;letter-spacing:1px}
.tcard .info{padding:22px 24px 26px}
.tcard .info h3{font-size:19px;margin-bottom:2px}
.tcard .info .role{color:var(--teal);font-weight:600;font-size:13.5px;margin-bottom:10px}
.tcard .info p{color:var(--muted);font-size:14px}

/* faq */
.faq{max-width:780px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;overflow:hidden}
.faq summary{cursor:pointer;padding:19px 22px;font-family:'Sora';font-weight:600;font-size:16px;color:var(--navy);list-style:none;display:flex;justify-content:space-between;align-items:center;gap:14px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:22px;color:var(--teal);font-weight:400;flex-shrink:0}
.faq details[open] summary::after{content:"–"}
.faq .a{padding:0 22px 20px;color:var(--muted);font-size:15px}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:40px;align-items:start}
.cinfo .cell{margin-bottom:16px}
.cinfo h3{font-size:18px;margin:10px 0 6px}
.cinfo p,.cinfo a{color:var(--muted);font-size:15px;display:block}
.cinfo a.big{color:var(--navy);font-weight:700;font-size:17px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}
.form-card h3{font-size:22px;margin-bottom:6px}
.form-card .sub{color:var(--muted);font-size:14.5px;margin-bottom:22px}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.fgroup{margin-bottom:14px}
.fgroup label{display:block;font-weight:600;font-size:13.5px;color:var(--navy);margin-bottom:6px}
.fgroup input,.fgroup select,.fgroup textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font-family:inherit;font-size:15px;color:var(--ink);background:#fbfdfe;transition:.15s}
.fgroup input:focus,.fgroup select:focus,.fgroup textarea:focus{outline:none;border-color:var(--teal-bright);background:#fff}
.fgroup textarea{min-height:110px;resize:vertical}
.form-note{font-size:12.5px;color:var(--muted);margin-top:12px}

/* footer */
footer{background:var(--navy-deep);color:#aebfce;padding:58px 0 26px;font-size:14.5px}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:32px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.1)}
footer h4{color:#fff;font-family:'Sora';font-size:13px;letter-spacing:.05em;text-transform:uppercase;margin-bottom:13px}
footer a{display:block;color:#aebfce;margin-bottom:9px}
footer a:hover{color:#fff}
.flogo img{height:40px;filter:brightness(0) invert(1);margin-bottom:13px}
.fbtm{display:flex;justify-content:space-between;align-items:center;padding-top:20px;font-size:13px;color:#7d93a6;flex-wrap:wrap;gap:10px}
.social{display:flex;gap:10px}
.social a{width:36px;height:36px;border-radius:9px;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;margin:0}

@media(max-width:920px){
  .hero .wrap{grid-template-columns:1fr;padding:54px 22px 60px}
  .hero h1{font-size:38px}
  .page-hero h1{font-size:34px}
  .bento{grid-template-columns:1fr 1fr}.cell.big{grid-column:span 2;grid-row:span 1}
  .tiles,.serve,.steps,.steps.three,.team{grid-template-columns:1fr 1fr}
  .feature{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .menu,.phone{display:none}.hamburger{display:flex}
  .stats .grid{grid-template-columns:1fr 1fr}.stat+.stat{border-left:0}
  .bento,.tiles,.serve,.steps,.steps.three,.team{grid-template-columns:1fr}.cell.big,.cell.wide{grid-column:span 1}
  .ctastrip{padding:30px 24px}.quote{padding:38px 22px}.quote p{font-size:18px}
  .frow{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr}.hero h1{font-size:34px}.page-hero h1{font-size:30px}
}