About Employee Benefits Consulting Who We Serve Contact 📞 713-804-1990
About Us

An independent Houston agency, since 1989

We stay independent and local by choice, so every client works with people who know their group by name.

Our Story

Built on relationships that last

Commercial Benefit Services was founded in 1989 as an independent insurance agency serving Texas employers. Thirty-seven years later, we're still exactly that. Locally owned, carrier-independent, and focused on long-term relationships.

We specialize in the workforces other brokers find hardest to serve: companies with 50–250 employees, Spanish-speaking crews, and teams spread across branches, job sites, and mobile crews. We meet employees where they work, explain benefits in plain English or Spanish, and stay involved all year with claims, ID cards, and compliance questions.

1989
Year we were founded
45+
Insurance carriers we represent
Bilingual
English & Spanish service
All Year
Support beyond enrollment
Our Team

People hire people

Decades of combined experience, and a named advisor who picks up the phone.

Erik Gutierrez

Erik Gutierrez

Managing Partner

Erik grew up in the family business and joined full time in 2012 after graduating from Mays Business School at Texas A&M University with a degree in Human Resource Development and Business Administration. A PPACA-certified agent, he keeps current on ACA legislation and its impact on employers across the entire HR space.

Craig Murphy

Craig Murphy

Managing Partner

A Houston native and US Army veteran, Craig brings 30+ years of sales and account management experience with domestic and international benefits. A Texas State University graduate fluent in Spanish, he works with clients to build benefits packages that attract and keep the best employees.

Renee Spivey

Renee Spivey

Senior Account Manager

A Huntsville native, Renee has served Commercial Benefit Services for 28 years, building strong relationships with the more than 45 insurance carriers we represent. She holds an Associate of Arts in Information Technology and studied Business Administration at Sam Houston State University.

Alejandra Rubin

Alejandra Rubin

Client Service Team

The newest member of the CBS team, Ale supports our clients day to day, helping with enrollment, service requests, and keeping every group's questions answered quickly.

How We Work

What working with us feels like

A real person on your side

You get a named advisor who knows your group and answers when you call.

Independent & unbiased

We represent 45+ carriers, so our advice follows what's best for your group.

Modern tools, real people

We use current technology to compare plans and move fast, and a real person explains every result.

Get to know us

A conversation costs nothing. Tell us about your group and see if we're a fit.

Call 713-804-1990 Schedule a Consultation