Benefits your employees actually understand and use

Group health, shopped the right way

Medical insurance is the anchor of every benefits plan, and one of the most confusing purchases a company makes. We know how expensive coverage has become and the pressure employers face to satisfy employees without breaking the budget.

We shop the market every year across carriers, compare plans side by side in plain language, and offer level-funded products and value-based options for clients looking to control cost while keeping quality coverage.

• Fully insured and level-funded plan options
• Shopped across 45+ carriers every renewal
• Side-by-side comparisons in plain English

The coverage that keeps you competitive

For employers who want to stay competitive, attractive dental and vision benefits are a must. We value quality over rock-bottom price. Chasing the cheapest plan usually gets you exactly what you paid for.

We take the time to find the right dental and vision coverage for your employees and your business, and we keep servicing both after the sale is done.

• Group dental and vision plans employees actually use
• Quality-first carrier selection
• Ongoing service for you and your employees

Fill the gaps traditional coverage leaves behind

Supplemental insurance isn't as widely understood as medical, but it can matter just as much, especially for workforces in physical trades. Helping workers prepare for the unexpected shows them you care about their well-being.

We navigate the details and shop the market on your behalf, for blue-collar and white-collar teams alike.

• Accident, cancer, and critical illness coverage
• Hospital indemnity and gap products
• Short- and long-term disability

Protection for the people behind the paycheck

Business owners, HR professionals, and office managers have better things to do than sift through confusing life insurance options. We simplify the choices, share what's relevant, and save you time.

Our clients work with us year after year because we bring integrity to every meeting, backed by more than three decades in the business.

• Group life plans for the whole team
• Voluntary life for employees who want more
• Clear guidance, no jargon

We don't disappear after enrollment

Some brokers sell a plan and disappear. We build relationships that last for years, covering claims questions, ID cards, billing issues, compliance help, and new-hire enrollments. One point of contact, all year long.

• Claims advocacy when something gets denied or stuck
• ID cards, billing, and eligibility handled
• ACA and compliance guidance from PPACA-certified agents