President, Oscar C. Gutierrez
Came to the United States in 1961 as a political refugee of Cuba’s Castro regime. Upon graduating from Lamar University in Beaumont, Texas, he became a stockbroker in New York and gained strong insight into the financial needs of his clients. He returned to Beaumont for a position with Blue Cross Blue Shield of Texas in 1973, handling the union accounts in that refinery-dense area and actively participating in negotiations between companies and labor unions. He moved to Houston in 1981 to become a sales executive for some of the larger groups in the oil industry.
Vice President, Erik Gutierrez
Grew up in the family business. After graduating from Mayes Business School at Texas A&M University with a degree in Human Resource Development and Business Administration in 2012, he joined the Commercial Benefits team full time. As one of the elite group of PPACA-certified agents, Erik keeps current on insurance trends within the Affordable Care Act (ACA) legislation and the impact on employers by maintaining an extensive grasp of the entire human resource space.
Insurance Agent, Ragan S. Gaspard
A former Air Force Law Enforcement Officer and veteran of the Gulf War.  He holds a Bachelor degree in Criminal Justice and MBA studies in Healthcare Administration.  His career in the insurance industry started in 1995, while working with CIGNA Healthcare of Texas as a Customer Service Representative and Mid-market Account Service Specialist.  While with CIGNA, he was recognized as Customer Service Representative of the year. In 1999, he joined Commercial Benefit Services, LLC. as an Independent Insurance Agent and recently returned back to the organization.  His career spans time working as a Health Safety and Environmental/HR Representative in the oilfield industry, Quality Manager, Patient Safety/Risk Management Assistant with the Department of Defense (ARMY) and a Licensed Nursing Home Administrator.


Manager, Sue S. Harrell
Holds a degree in Biology from Lamar University in Beaumont, Texas. Her career in the insurance industry spans 35 years. As such, she has an acute sense of client needs and an inate ability to work with clients in resolving problems. Prior to joining Commercial Benefits Services, LLC., Sue was Senior Manager of National Accounts for Blue Cross Blue Shield of Texas and serviced clients such as DuPont, U.S. Steel, and Gulf States Utilities.
Account Manager, Renee Spivey
A native of Huntsville, holds an Associate of Arts degree in Information Technology and is pursuing a Bachelor’s degree in Business Administration from Sam Houston State University. She has served Commercial Benefits Services, LLC., in an administrative capacity for the last 21 years, developing strong relationships with the more than 45 insurance companies that we represent.
Administrative Assistant – Apryl Freeney